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  Management
 
Klaus Tischhauser, Co-Founder & CEO

Role at responsAbility

  • Instrumental in leading the company, defining and implementing strategic goals and operational processes
  • Milestones with responsAbility include the launch of the world’s first retail microfinance fund in 2003, the first listing of an investment certificate promoting press freedom, and winning the G-20 SME Finance Challenge
  • Responsible for all investor- and media-related activities (Relationship Management and Marketing&Communications departments) as well as Legal&Compliance and Corporate Center

Professional Background

  • Gained over 25 years’ professional experience in the finance sector, among others with Credit Suisse
  • Worked for SAM Sustainable Asset Management; was involved in building up the company, executing the first IPO of an investment company focusing on SRI, and launching the first sustainability index with Dow Jones Indexes
  • Founded a consulting company specializing in environmental issues
  • Developed an extensive awareness of the lives of underprivileged people during a two-year cycling trip from Zurich to Cape Town
  • Earned a degree in Business Administration from the Zurich University of Applied Sciences, and a postgraduate degree in Ecology
  • Fluent in German, English, and French

Klaus Tischhauser
Co-Founder & CEO
Christian Speckhardt, Member of the Management Board

Role at responsAbility

  • Leading the Debt Investment, Credit Risk Management, and Fund Management departments
  • Responsible for debt investments, risk management, fund management, and operations
  • Leading the local office team in Latin America, as well as managing PlaNIS responsAbility SAS, Paris, with its local offices in Hong Kong, Melbourne, and Beirut

Professional Background

  • Gained over 15 years’ experience in the international finance industry
  • Started in corporate and investment banking, followed by a credit risk manager role at Credit Suisse
  • Led capital market transactions for the group treasury department of Zurich Financial Services, an international insurance group and headed the investor relations department at a listed private equity company
  • Was group treasurer of a Swiss cable and telecommunications company
  • Earned an MBA in Economics from the University of Zurich
  • Fluent in German, English, Spanish, and French

Christian Speckhardt
Member of the Management Board
Rochus Mommartz, Member of the Management Board

Role at responsAbility

  • Leading the Equity Investments team
  • Responsible for the Research department and the local offices in Mumbai and Nairobi

Professional Background

  • Gained more than 20 years’ experience in finance sector development and microfinance
  • Played a key supporting role in the expansion of ProCredit Holding in Latin America
  • His consulting topics included financial-sector-specific issues in more than 40 countries, designing legal and regulatory framework and supervisory practices for microfinance in 8 countries
  • Active as a board member for various microfinance banks during the last ten years
  • Studied Economics and Mathematics in Frankfurt and Berlin
  • Fluent in German, English, and Spanish; competent in French

Rochus Mommartz
Member of the Management Board
 
 
 
Markus Beeler, Head Product Management

Role at responsAbility

  • Product Manager in the Relationship Management Team
  • Responsible for product management and development of all responsAbility products as well as product documentation, reporting and sales support.
  • Gateway function between Relationship Management and Research, Fund Management, Legal & Compliance and Marketing.

Professional Background

  • Business school and further qualifications in banking and finance
  • Many years experience in the financial industry, especially in private banking and institutional asset management, fund management and trading.
  • Before joining responsAbility: 6 years with HSBC Private Bank (Suisse) SA as head asset management and member of the General Management.
  • Previously: Member of the executive committee at Julius Baer Asset Management AG, managing institutional fixed income mandates and mutual funds.

Markus Beeler
Head Product Management
Anand Chandani, Regional Director South & South East Asia

Role at responsAbility

  • Leading the local office team in India
  • Responsible for setting up the strategy, the organization and the team for responsAbility’s activities in this region
  • Focusing on social investments in sectors such as financial inclusion, technology, sustainable agriculture, energy, education, and healthcare

Professional Background

  • Has over 15 years’ operational and financial experience in fields such as product management, business development, and project finance
  • Acted as CEO of Otto Hofstetter India Pvt. Ltd., a worldwide leader in the manufacture of injection molds, and as director of Soplar India Pvt. Ltd., a leading blow-molding-machine manufacturer
  • Served on the board of Head Start Educational Trust and on the investment committee at AlphaMundi Group, a social impact fund
  • Earned a master’s degree in Business Administration from the Kellogg School of Management and a bachelor’s degree in Computer Science from Carnegie Mellon University
  • Fluent in English and Hindi; basic French

Anand Chandani
Regional Director South & South East Asia
Sébastien Duquet, Managing Director
PlaNIS responsAbility SAS


Role at responsAbility

  • In charge of supervising responsAbility portfolios in the Middle East and North Africa, Caucasus, Central Asia, and Southeast Asia
  • In charge of managing PlaNIS responsAbility SAS, Paris, with its local offices in Hong Kong, Melbourne, and Beirut
  • Participating in the development of new products and projects at responsAbility level
  • Defining and supporting the development of responsAbility offers in French-speaking markets

Professional Background

  • Gained ten years’ experience in corporate finance in the banking sector, working as an auditor (Arthur Andersen LLP) and in a bank (HSBC)
  • Has eight years’ experience in the area of microfinance as Managing Director of PlaNet Finance, PlaNet Finance Morocco, and PlaNIS, and founder of PlaNet Guarantee and FinanCités
  • Graduated from EDHEC Business School with a major in Finance
  • Holds a DESCF diploma (Chartered Accountant – equivalent CPA)
  • Fluent in French and English; competent in German

Sébastien Duquet
Managing Director
PlaNIS responsAbility SAS
Mirjam Farnum, Head Relationship Management

Role at responsAbility

  • Heads the Relationship Management team
  • Responsible for investor relations
  • In charge of overseas product management

Professional Background

  • Gained over ten years’ experience in the finance sector, for example in marketing and sales of structured derivatives and risk management projects for Swiss banks
  • Worked for Credit Suisse Asset Management, where she was a relationship manager for Swiss pension funds and insurances
  • Holds a master’s degree in International Relations from the University of Geneva
  • Fluent in German, English, and French

Mirjam Farnum
Head Relationship Management
Michael Fiebig, Head Financial Institutions Equity

Role at responsAbility

  • Covers all aspects of responsAbility’s microfinance equity investments
  • In charge of sourcing, conducting due diligences, executing transactions, and monitoring the portfolio in the area of microfinance

Professional Background

  • Holds a master’s degree in Business and Administration
  • Has nearly 15 years’ experience in the microfinance and banking industry
  • Worked for a private equity boutique, as a banking & microfinance consultant and trainer, as well as Business Developer for a bank in South Eastern Europe Direct
  • Fluent in English, German and Spanish

Michael Fiebig
Head Financial Institutions Equity
Dr. Pius Fischer, Head Credit Risk Management

Role at responsAbility

  • Leading the Credit Risk Management team, which is responsible for the credit risk assessment and monitoring of investments concerning microfinance, SME financing, and fair trade
  • Member of key committees (Investment Committees, Risk Committee, Valuation Committee) and FastTrack CRM
  • In charge of developing methodologies, tools, and procedures for the debt and subordinated debt investment process

Professional Background

  • More than 15 years’ experience in the areas of developing economies and development cooperation
  • Worked for ten years as a researcher and lecturer at NADEL, ETH Zurich
  • Main research topic: Rent-Seeking, Institutions and Reforms in Africa (published by Springer)
  • Performed consultancy services for the Swiss Agency for Development and Cooperation and the World Bank
  • Studied Economics and Business Administration in Bern (lic. rer. pol.), earned postgraduate qualifications in international finance and international finance management, Constance (lic. oec. int.), earned a PhD in Economics in Constance and Zurich
  • Fluent in German, English, and French; proficient in Spanish; basic Russian

Dr. Pius Fischer
Head Credit Risk Management
Henry González, Head Research

Role at responsAbility

  • Leading the Research team
  • Responsible for the development and execution of the research strategy and agenda in relation to investments with impact including microfinance, SME, fair trade, and ventures
  • Providing insights into new business developments by analyzing sustainable business models in emerging and frontier markets

Professional Background

  • Earned a master’s degree in Business Administration from the University of Oxford, a master’s degree in Public Administration from the Harvard Kennedy School , and a bachelor’s degree in Political Science from the University of Costa Rica
  • Has more than 17 years’ professional experience across the sectors of emerging-markets finance (Morgan Stanley), international development (World Bank and UNDP), and public policy (Government of Costa Rica)
  • Gained substantial investment and research experience in the field of sustainable finance as a founding member of the Microfinance Institutions Group at Morgan Stanley, and a senior consultant to CGAP’s Donors and Investors team
  • Visiting fellow at the Skoll Centre for Social Entrepreneurship at Oxford University’s Saïd Business School and tutor at Sciences Po at the Paris School of International Affairs
  • Fluent in Spanish and English; basic French and Portuguese

Henry González
Head Research
Martin Heimes, Head Debt Investments

Role at responsAbility

  • In charge of the areas of microfinance and fair trade debt investment origination as well as due diligence
  • Responsible for process and tool development
  • Coordinating microfinance and fair trade activities among responsAbility's local offices

Professional Background

  • Worked two years in responsAbility's Equity Investments department
  • Has extensive experience in microfinance fund management, gained from his work at EFSE (Eastern Europe) and Jaida (Morocco)
  • Draws on operational experience from his work as a consultant in microfinance and small business lending
  • Earned a diploma in Economics and MSc in Social Anthropology
  • Fluent in English, German, and French

Martin Heimes
Head Debt Investments
Patrik Huber, Regional Manager Africa

Role at responsAbility

  • Responsible for setting up the organization and managing the team for responsAbility’s activities in Africa
  • Focusing on social investments in sectors such as microfinance, sustainable agriculture, and private equity

Professional Background

  • Nearly ten years’ experience in sustainable financing
  • Worked for a large Swiss bank in project management for Internet projects and management support
  • Joined responsAbility right after its inception, set up systems and processes, then developed investment funds
  • Was a member of the management board before starting responsAbility Africa Ltd.
  • Graduated from the University of St. Gallen (HSG) as lic. oec. (MBA), specializing in environmental management and economics
  • Fluent in German and English; competent in French, Spanish, and Italian

Patrik Huber
Regional Manager Africa
Cécile Koller, Regional Manager Latin America

Role at responsAbility

  • Regional representative for Latin America
  • Leading the local office team in Peru
  • Responsible for responsAbility’s regional strategy and its implementation in the region
  • Focusing on social investments in sectors such as microfinance, technology, sustainable agriculture, energy, education, and healthcare

Professional Background

  • Has more than 7 years working experience in microfinance and social investments
  • Worked as strategy consultant and program manager for international sustainability conference and BHP Brugger and Partner Ltd.
  • Worked in an NGO that offered training programs for micro entrepreneurs in Argentina.
  • Held positions as Investment Analyst and later as Head Research at responsAbility
  • Earned a master’s degree in History and Economics from the University of Zurich
  • Fluent in German, English, Spanish and French

Cécile Koller
Regional Manager Latin America
Renate Meier, Head Marketing & Communications

Role at responsAbility

  • Leading the Marketing & Communications team
  • Responsible for the development and execution of the global marketing and communications strategy
  • In charge of branding and media relations

Professional Background

  • Gained more than 15 years’ experience in marketing and communications in the finance and tourism industries
  • Has a track record in a broad spectrum of disciplines on an international level, including branding, media relations, internal communications, events, publications and online communications, as well as sales and project management
  • Holds Swiss federal diplomas in Marketing and Public Relations
  • Fluent in German and English; good command of French

Renate Meier
Head Marketing & Communications
Stefan Petter, Head Corporate Center

Role at responsAbility

  • Managing the Corporate Center
  • Responsible for HR, Finance, ICT and Infrastructure
  • Coordinating the project portfolio and consulting on managing projects

Professional Background

  • Worked in various functions for Credit Suisse, Bank Leu and Winterthur Insurance
  • Earned an MSc in Economics from the University of Zurich and is a Certified Project Manager IPMA
  • Fluent in German, English, and French

Stefan Petter
Head Corporate Center
Tobias Rietmann, Head Legal & Compliance

Role at responsAbility

  • Leading the Legal & Compliance team
  • Assuming overall responsibility for all legal and regulatory matters concerning the company and all its products

Professional Background

  • Has over ten years’ experience in legal aspects related to the financial industry
  • Worked for several years in the legal departments of HSBC Private Bank (Suisse) SA and Swiss Life AG
  • Started his career at the Swiss Federal Banking Commission (now FINMA) in the authorization/investment department
  • Studied Law at the University of Berne and gained admission to the Bar
  • Fluent in German and English; basic French and Spanish

Tobias Rietmann
Head Legal & Compliance
Maud Savary-Mornet, Deputy Head
PlaNIS responsAbility SAS


Role at responsAbility

  • Deputy Head of PlaNIS responsAbility SAS
  • Regional Manager for Asia
  • Responsible for coverage of South and Southeast Asia and Mongolia in the microfinance industry
  • Member of the responsAbility investment committee

Professional Background

  • More than ten years’ international experience at the European Commission in Brussels and at the French Ministry of Finance in Hong Kong, covering the Southeast Asia market and country risk
  • Worked 15 years for the French central bank in various positions, for example as a senior analyst in charge of a portfolio of non-financial companies and as an expert in banking regulations at the banking commission
  • Graduated from L’Institut d’Etudes Politiques de Paris (Sciences Po Paris) with a major in Economics and Finance
  • Fluent in French, English, and German

Maud Savary-Mornet
Deputy Head
PlaNIS responsAbility SAS
Rik Vyverman, Head Ventures Equity

Role at responsAbility

  • Heading the Ventures Equity department
  • Responsible for all venture capital/private equity investments in sectors such as health care, energy, education, sustainable agriculture, etc.

Professional Background

  • Earned a Master of Science degree in Applied Economics from the Free University of Brussels
  • Gained more than twelve years’ experience in venture capital/private equity in emerging markets (Africa, Asia, and Latin America)
  • Founded and managed a private equity fund in Vietnam
  • Started his professional life as an entrepreneur, created and successfully sold two companies
  • Fluent in English, Dutch, and French

Rik Vyverman
Head Ventures Equity
Kevin Werner, Head Fund Management

Role at responsAbility

  • Leading the Fund Management Team
  • Responsible for portfolio management, fund operations, and fund reporting
  • In charge of the development and implementation of the portfolio allocation process and tools
  • Responsible for selected projects in the area of fund management

Professional Background

  • Has over 15 years’ experience in the financial industry, of which five years were spent in the microfinance industry
  • Held manifold positions at UBS
  • Worked most recently as a currency options trader, which took him to places such as Singapore and London
  • Graduated from the Zurich University of Applied Sciences (ZHAW) with a degree in Business with a major in Banking and Finance
  • Fluent in German and English; proficient in French

Kevin Werner
Head Fund Management
 
 
  Team
 
Rachel Abel, Senior Credit Risk Manager

Role at responsAbility

  • Responsible for credit risk assessments of fair trade, agricultural production, and trade organization investments
  • Monitoring of investments and controlling of critical situations, in coordination with the Investment Officers

Professional Background

  • Earned a BA in Modern Languages and Business Management from Newcastle University, UK
  • Has over three years’ work experience in the fair trade sector
  • Gained experience as a fair trade account manager for Latin America, focusing on commodity and harvest finance
  • Worked in fair trade wholesale in the UK
  • Completed a four-month work experience program as an investment consultant in Costa Rica
  • Fluent in English and Spanish; good command of German

Rachel Abel
Senior Credit Risk Manager
Marco Althaus, Senior Project Manager

Role at responsAbility

  • Senior Project Manager in the Corporate Center
  • Responsible for the Investment Cockpit project
  • Implementing project management and business analysis tasks to support the rollout and enhancement of the Investment Cockpit

Professional Background

  • Earned an MA in Management and Economics from the University of Zurich
  • Held several front-office and consulting positions within the financial services industry in Switzerland and abroad
  • Speaks German, English, Spanish, and French

Marco Althaus
Senior Project Manager
Ana Maria Asensio, Office Manager

Role at responsAbility

  • Responsible for the reception of internal and external clients, handling the telephone switchboard, general correspondence, and administration
  • Managing stakeholder data
  • Organizing events and business trips

Professional Background

  • Gained over 13 years’ work experience in different industries, such as textile manufacturing, cosmetics, healthcare, and construction
  • Earned a commercial diploma at the KV Business School in Lenzburg
  • Proficient in German, Spanish, and Italian; fluent in English and French

Ana Maria Asensio
Office Manager
Martin Barragan, Senior Investment Officer

Role at responsAbility

  • In charge of originating and analyzing microfinance, fair trade, and venture capital investments and transactions in Latin America
  • Serving an active role in workouts and restructuring cases

Professional Background

  • Earned a master’s degree in Economics and Finance from the University of Strathclyde, Scotland
  • Has over ten years’ experience in the financial industry, of which over nine years were spent in the microfinance industries of South and Central America
  • Was part of the team that created the investment analysis methodology and pipeline of the funds for AlphaMundi Group, a private Swiss fund manager, and Locfund L.P., the first multicurrency microfinance fund
  • Worked as a senior investment officer at Locfund L.P.
  • Other engagements include public policy advisory as a market risk analyst for the Bolivian Superintendency of Banks and Financial Entities, microfinance consulting including the transformation of a microfinance NGO into a regulated financial entity,
  • Fluent in English and Spanish

Martin Barragan
Senior Investment Officer
Kaspar Baumann, Investment Officer

Role at responsAbility

  • Investment Officer Equity
  • In charge of sourcing, conducting due diligences, executing transactions, and monitoring the portfolio in the area of microfinance

Professional Background

  • Earned an MSc in Biology from the Swiss Federal Institute of Technology (ETH) Zurich
  • Worked in the Legal & Compliance department of Credit Suisse Private Advisors
  • Fluent in English, German, and French; basic Spanish

Kaspar Baumann
Investment Officer
Mauricio M. Benitez, Senior Credit Risk Manager

Role at responsAbility

  • Responsible for credit risk assessment of investments in microfinance and fair trade
  • Monitoring of investments and controlling of critical situations, supporting the Investment Officers in workouts and restructuring cases

Professional Background

  • Studied in Spain, South Africa, and Germany, holds an MSc in Development Economics and an MA in Development Management
  • Has more than ten years' experience in development finance
  • Started his career working for a second-tier APEX institution in Bolivia, analyzing debt investments in non-regulated microfinance institutions
  • Worked for several years as international consultant in Spain and the UK, supporting microfinance institutions in improving credit processes in different countries in Latin America and Eastern Europe

Mauricio M. Benitez
Senior Credit Risk Manager
Gaëlle Bonnieux, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer in the Fair Trade team
  • Establishing business relations with producer organizations in developing countries and supporting the development and implementation of the Fair Trade origination strategy
  • Analyzing the credit risks of such organizations, their markets, and the traded commodities, including due diligence, scoring exercises, and development of the fair trade analysis tools
  • Interacting with credit risk management, the investment committee, and transaction management within responsAbility to implement transactions
  • Monitoring portfolio investments as well as the markets in which they operate

Professional Background

  • Holds a master’s degree in Business and Administration from ESSCA and an executive master’s degree in Finance from ESSEC Business School in France
  • Gained expertise in financial analysis, project and risk management in fair trade, and microfinance
  • Almost five years’ experience in the microfinance industry as a consultant for a microfinance holding company in Mexico, Senegal, and Argentina, and as an investment officer in charge of debt and equity microfinance investments in Africa
  • Has significant experience in the area of producer organizations’ financing in emerging countries (fair-trade-certified)
  • Fluent in English, Spanish, and French

Gaëlle Bonnieux
Senior Investment Officer
Elly Brenner, Office Manager

Role at responsAbility

  • Is active as an all-rounder in the Office Management and Marketing departments
  • Responsible for the inventory and ordering process of the office furniture and the setting up of new workstations
  • Coordinating all kinds of maintenance activities

Professional Background

  • Earned a nurse’s diploma (Pflegefachfrau HF)
  • Worked as a member of the care team at the University Hospital in Zurich in the areas of cardiovascular and abdominal surgery
  • Fluent in German and Italian; basic English

Elly Brenner
Office Manager
Franziska Büchi, Head HR

Role at responsAbility

  • Leading the HR & Office Management team
  • Responsible for state-of-the-art human resources management
  • Providing general internal services (administration, telephones, reception, etc.)

Professional Background

  • Earned a Swiss federal diploma in Human Resources
  • Has over 15 years’ experience in HR, including personnel planning, recruiting, support, development, and marketing
  • Worked for various employers such as financial companies and service providers, industrial enterprises, public agencies, and authorities

Franziska Büchi
Head HR
Viktoriya Bychenok, Junior Investment Officer

Role at responsAbility

  • Junior Investment Officer for Central Asia
  • Responsible for originating and analyzing microfinance investments and transactions in that region
  • Conducting due diligences

Professional Background

  • Earned an MSc in Economics and Law from Sorbonne University (France)
  • Holds a BSc in Economics from Moscow State University (Russia)
  • Has worked in the microfinance industry since 2011
  • Gained professional experience while participating in a rating mission under the JASMINE initiative for microfinance institutions in Europe
  • Fluent in English, French, and Russian

Viktoriya Bychenok
Junior Investment Officer
Andrea Canepa, HR Manager

Role at responsAbility

  • Occupying a central role in HR
  • In charge of HR issues related to local offices
  • Contributing to the policy-making process
  • Managing learning & development

Professional Background

  • Currently pursuing a program in Human Resource Management at the Zurich Business School with completion in 2012
  • Studied Law at the University of Zurich
  • Fluent in German and English; competent in French; basic Hindi

Andrea Canepa
HR Manager
Eliseo Carrión, Junior Investment Officer

Role at responsAbility

  • Responsible for economic and financial analyses of microfinance portfolios in Latin America
  • Generating investment proposals in microfinance institutions

Professional Background

  • Graduated in Engineering Economics
  • Completed a six-month internship as a social-investment trainee
  • Worked as a general manager’s assistant for 18 months; at a local government for three months and at a private enterprise for 15 months
  • Worked as a consulting assistant in strategic projects for two years
  • Worked as a planning and controlling assistant in a microfinance institution for ten months
  • Fluent in Spanish; intermediate English

Eliseo Carrión
Junior Investment Officer
Michael Cheah, Fund Operations

Role at responsAbility

  • Responsible for fund operations in the Fund Management team
  • In charge of the coordination and execution of incoming and outgoing payments
  • Responsible for the hedging and monitoring of FX positions

Professional Background

  • Completed a three-year apprenticeship at Citibank (Switzerland) in Zurich, followed by a three-year stint in the Client Services department
  • Worked for almost four years as a custody-account manager at Credit Suisse in Zurich
  • Fluent in English and German; competent in French; learning Spanish

Michael Cheah
Fund Operations
Michèle Chevin, Head Office Management

Role at responsAbility

  • Project Manager in the Corporate Center department
  • Managing the project portfolio of responsAbility, including planning, process supporting and implementation of new projects

Professional Background

  • Certified as Marketing Specialist with federal diploma
  • Has more than ten years' experience in marketing in the financial industry
  • Managed the responsAbility Marketing & Communications department from August 2006 to January 2010
  • Worked as marketing manager at J.P. Morgan Asset Management and Carlson Wagonlit Travel, a leading business travel organization, and as sales representative for Singapore Airlines
  • Fluent in German and English; moderate French

Michèle Chevin
Head Office Management
Boris Civieta, Senior Credit Risk Manager

Role at responsAbility

  • Responsible for credit risk assessment of investments in microfinance and SME banks
  • Monitoring of investments and controlling of critical situations, in coordination with the Investment Officers

Professional Background

  • Holds an MSc in Economics from the Freie Universität Berlin
  • Has in-depth knowledge of microfinance products and processes
  • Has almost ten years’ experience in management of microfinance institutions
  • Worked for three renowned international microfinance networks in Latin America and Africa
  • Fluent in German, English, and Spanish; proficient in Portuguese and French

Boris Civieta
Senior Credit Risk Manager
Briera Dale, Credit Risk Manager

Role at responsAbility

  • Credit Risk Manager in the Credit Risk Management team
  • Analyzing proposals for microfinance and fair trade debt investments
  • Responsible for risk assessment and control of investments from a country-specific, market, and operational perspective

Professional Background

  • Earned an MBA from INSEAD and an MA in International Development and Social Change from Clark University
  • Spent four years at USAID in the fields of agriculture and value-chain development in Latin America and Africa
  • Worked in the field of social investments for an IFI, as well as for a private investment firm
  • Fluent in English and German; business-fluent Spanish; basic French

Briera Dale
Credit Risk Manager
Kerstin de Carvalho , Marketing & Communications Manager

Role at responsAbility

  • Responsible for media monitoring, external communications and public relations
  • Delegating and editing various corporate publications

Professional Background

  • Earned a degree in International Business Administration
  • Worked and studied in Finland, Germany, France, Ecuador, and Australia
  • Developed tourism projects for a regional development agency and worked for an environmental training and consulting company
  • Fluent in German, English, French, and Spanish

Kerstin de Carvalho
Marketing & Communications Manager
Jessica Diaz, Investment Officer

Role at responsAbility

  • Investment Officer for Latin America
  • Supporting Senior Investment Officers in various tasks related to investments in Latin America

Professional Background

  • Earned degrees in Business Administration and Finance
  • Attended the 2011 Boulder Microfinance Training Program and 2010 Microfinance Training at the Frankfurt School of Finance & Management
  • Worked as a financial assistant for BlueOrchard Finance S.A.
  • Worked as a treasury analyst for Financiera Edyficar S.A. (one of the biggest MFIs in Peru)
  • Fluent in Spanish and English

Jessica Diaz
Investment Officer
Annina Dinkel, Marketing & Communications Manager

Role at responsAbility

  • Responsible for internal communications, Web publishing, corporate design and publications
  • Leading communications projects, administering the corporate website and writing publications

Professional Background

  • Earned a BA in Business Administration with a major in Public and Non-profit Management, has a federal certificate as PR professional
  • Worked as communications consultant for SV Schweiz and as member of the Marketing & Public Relations team for the Association of Swiss Cantonal Banks
  • Fluent in German, English, and French; basic Spanish

Annina Dinkel
Marketing & Communications Manager
Romana Doser, Senior Relationship Manager

Role at responsAbility

  • In charge of client relationship management and product sales
  • Responsible for distributors in Switzerland

Professional Background

  • Earned a degree in Business Administration, focusing on Banking and Finance, from the Bern University of Applied Sciences
  • Completed a graduate trainee program in wealth management at UBS
  • Gained further experience as a corporate client advisor at UBS Leasing AG in Zurich
  • Fluent in German and English; good command of French

Romana Doser
Senior Relationship Manager
Akshay Dua, Investment Officer

Role at responsAbility

  • Investment Officer in the Ventures I team
  • In charge of deal sourcing, analyzing, structuring, and executing equity investments, along with monitoring and exit planning for portfolio companies
  • Specializing in agriculture, education, healthcare, and ICT across South and Southeast Asia

Professional Background

  • Earned an MBA from the Indian Institute of Management, Lucknow and a bachelor’s degree in Engineering from University of Pune
  • Worked for three years at a mid-market, sector-agnostic private equity fund, executed four growth equity investments at IFCI Venture Capital Funds Ltd
  • Has three years’ experience in investment banking (equity capital markets), completed ten public market transactions while working for leading domestic investment banks, including Kotak Mahindra Bank
  • Fluent in English and Hindi

Akshay Dua
Investment Officer
Sina Eggimann, Fund Reporting

Role at responsAbility

  • Fund Reporting in the Fund Management Team
  • Collaboration in fund reporting for internal and external stakeholders
  • Processing of data in preparation for decision-making committees

Professional Background

  • Earned a Bachelor of Science degree in Business Administration from the Zurich University of Applied Sciences (ZHAW)
  • Completed a commercial apprenticeship with a professional baccalaureate certificate and worked as assistant to the Investment Counseling team at Glarner Kantonalbank
  • Fluent in German and English; basic French

Sina Eggimann
Fund Reporting
Christian Etzensperger, Senior Research Analyst

Role at responsAbility

  • Research Analyst in the Research Department/Team
  • responsible for economic analysis, investment research, and country risk monitoring Latin America
  • writes comments and analyses for a broad range of publications

Professional Background

  • Earned an MA in Economics and an MSc in Economic Development
  • Completed a seven-month-internship with the human rights NGO Peace Brigades International
  • Worked as macroeconomist and industry analyst for Credit Suisse and as market risk analyst for a private bank
  • Fluent in English, German, Spanish, French, Italian, Portuguese

Christian Etzensperger
Senior Research Analyst
Michael Carlo Fabbroni, Investment Officer

Role at responsAbility

  • Investment Officer for investments in sub-Saharan Africa
  • Responsible for business development, client appraisal and relationship management, credit and market analysis, and the monitoring of investments
  • Contributing to country/regional strategy for microfinance and financial inclusion markets, transaction structuring, and negotiations

Professional Background

  • Earned a master’s degree in Economics from the University of Florence, and a master’s degree in International Development and Cooperation from the IUSS, Pavia, and is currently a candidate for the master’s degree program in International Management
  • Worked first as a financial analyst and then regional manager for a specialized rating agency, and conducted assessments of over 40 microfinance institutions in Africa, Europe, and Asia
  • Worked for a fiduciary services company in fund administration and held a six-month research post at the United Nations Economic Commission for Africa
  • Native Italian and English; competent in French and Swahili

Michael Carlo Fabbroni
Investment Officer
Sabine Fellmann, Product Manager

Role at responsAbility

  • Product Manager in the Relationship Management team
  • Responsible for product management and development of responsAbility products as well as product documentation, reporting, presentation material, and sales support

Professional Background

  • Earned a degree (HF) in Business Administration
  • Worked in client services with Credit Suisse’s hedge fund division in Zurich and in the trading department of Horizon Asset Management in New York
  • Completed an 18-month internship with the Bank of New York
  • Fluent in German and English

Sabine Fellmann
Product Manager
Marco Fischer, Senior Research Analyst

Role at responsAbility

  • Senior Research Analyst in the Research team
  • Responsible for country and market research
  • In charge of research projects in the areas of microfinance and fair trade

Professional Background

  • Studied Economics and International Relations in Zurich and Lausanne
  • Completed the master’s degree program in Development and Cooperation (NADEL) at ETH Zurich and earned a diploma in Development Policy from the London School of Economics (LSE)
  • Worked in Hong Kong and Indonesia for the Swiss Federal Department of Foreign Affairs (FDFA/EDA)
  • Worked for the State Secretariat for Economic Affairs (SECO) in the department for trade cooperation with developing countries
  • Fluent in German, English, and French; basic Indonesian and Spanish

Marco Fischer
Senior Research Analyst
Magdalena Gampp, Product Manager

Role at responsAbility

  • Product Manager in the Relationship Management team
  • Responsible for product management and development of responsAbility products as well as product documentation, reporting, and sales support

Professional Background

  • Holds a master’s degree in Sustainable Development, Environment, and Risk from L’Institut d’Etudes Politiques de Paris (Sciences Po Paris) and a master’s degree in International Affairs and Governance from the University of St.Gallen
  • Worked for a social finance and strategy firm responsible for alternative financing and sustainability research as well as social enterprise due diligence
  • Held a position as a junior consultant acquiring and implementing private and social sector development projects in developing countries for EuropeAid, the World Bank, and the Department for International Development (DFID)
  • Has field experience in Bangladesh, Indonesia, Iran, and Pakistan
  • Fluent in English, German, and French; basic Dutch

Magdalena Gampp
Product Manager
Céline Georges-Picot, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer for investments in Southeast Asia and the Pacific
  • Responsible for originating and analyzing investments and transactions in that region
  • Conducting due diligences

Professional Background

  • Graduated from the European Business School (EBS)
  • Graduated as CIIA (Certified International Investment Analyst)
  • Ten years’ experience in the fields of financial analysis, financial communication, and investment banking
  • Worked on mergers and acquisitions in emerging markets as a manager in the Transaction Management Group at HSBC France
  • Developed extensive expertise in financial analysis and valuation, due diligence, and deals’ structuration
  • Fluent in French and English; basic Italian and Mandarin

Céline Georges-Picot
Senior Investment Officer
Erik Geurts, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer in the Equity Investments department
  • Responsible for equity investments mainly in Latin America
  • Negotiating and monitoring equity deals as a shareholder representative or board member

Professional Background

  • Earned a master’s degree in Development Studies and a postgraduate degree in Bank Management
  • Active in microfinance and fair trade since 1997; first as an investment officer at Triodos Bank and, since 2006, as a senior equity investment officer at Triple Jump
  • Worked as an equity investments manager at Triple Jump (financial institutions in emerging markets)
  • Fluent in Dutch, English, German, and Spanish; reading literacy in French and Portuguese

Erik Geurts
Senior Investment Officer
Teresia Gichuki, Office Manager

Role at responsAbility

  • Office Manager at the Africa local office based in Nairobi, Kenya
  • Maintaining a consistent approach to office administration, finance, and human resource management across responsAbility’s Africa operations
  • Supporting the Africa team in their daily business and in strengthening the working relationship with responsAbility worldwide

Professional Background

  • Diploma in Business Management, Public Relations, and Secretarial Studies
  • Over ten years’ experience in executive administration and logistics in both the private and public sector
  • Fluent in English and Kiswahili

Teresia Gichuki
Office Manager
Joséphine Gonzalez, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer for Morocco
  • Deputy Regional Investment Officer for Mongolia and Cambodia
  • Responsible for originating and analyzing microfinance investments and transactions in those regions
  • Conducting due diligences with MFIs

Professional Background

  • Graduated from ESSEC Business School in France, with a specialization in finance and entrepreneurship
  • Attended the first training program on “strategic leadership for microfinance” in 2006, organized by ACCION International and Harvard Business School
  • Has nearly ten years’ experience in the microfinance industry, mainly in Brazil and Mexico
  • Acted as CFO for ProWomen’s Mexican subsidiary, Asociación Pro Mujer de México A.C. for three years
  • Was responsible for the implementation of an institutional strengthening project for six MFIs financed by the Inter-American Development Bank in Brazil and teaches strategic planning methodologies and financial projections to professionals at the M
  • Fluent in French, English, Spanish, and Portuguese

Joséphine Gonzalez
Senior Investment Officer
Katharina Guirguis, Student Marketing & Communications

Role at responsAbility

  • Supporting the Marketing & Communications team in their daily business
  • Responsible for the administration of the memberships
  • In charge of the setup and transmission of direct mailings

Professional Background

  • Earned a bachelor’s degree in Media and Communication Science and in Business Administration from the University of Zurich
  • Is currently studying to obtain her master’s degree in Business Administration from the University of Berne
  • Gained professional experience through several part-time jobs and an internship during her studies
  • Fluent in German and English; good command of French and Italian; basic Spanish and Arabic

Katharina Guirguis
Student Marketing & Communications
Paul Hailey, Senior Research Analyst

Role at responsAbility

  • Research Analyst in the Research team
  • In charge of carrying out research and analyses for the Fair Trade and Ventures I teams
  • Focusing on commodity research within the fair trade sphere
  • Responsible for country risk research in Central Asia, Caucasia, and Russia

Professional Background

  • Studied French and Italian at Pembroke College, University of Cambridge
  • Earned an MBA from HEC Paris, specializing in Finance and Social Business
  • Prior to his MBA, spent four years trading and broking derivatives in London
  • Completed a one-year internship with the European Parliament
  • Fluent in English and French; basic Italian

Paul Hailey
Senior Research Analyst
Mirza Halilovic, Senior Investment Officer

Role at responsAbility

  • Investment Officer in the Debt Investment team
  • Originating and analyzing of microfinance investments and transactions in Eastern Europe
  • Taking an active role in workouts and restructuring cases

Professional Background

  • Earned a Master of Arts HSG in Finance and Capital Markets and a Master of Arts HSG in Law
  • Was employed in the Corporate and Investment Banking department of Credit Suisse Zurich between 2005 and 2009; actively structured mergers and acquisitions in various industries in Switzerland and participated in a number of capital market transact
  • Fluent in English, German and Bosnian/Croatian/Serbian

Mirza Halilovic
Senior Investment Officer
Eliane Herber, Head Fund Operations

Role at responsAbility

  • Responsible for fund operations in the Fund Management team
  • In charge of the coordination and execution of equity and debt transactions
  • Responsible for the investment pipeline, FX hedging, support of cash management, and fee supervision

Professional Background

  • Graduated from the University of St. Gallen (HSG) as lic. oec. (MBA)
  • Is a Certified International Investment Analyst (CIIA)
  • Has several years’ experience in the investment fund industry
  • Fluent in German and English; basic Spanish, French, and Italian

Eliane Herber
Head Fund Operations
Pauline Raude Hérisson, Chief Financial Officer
PlaNIS responsAbility SAS


Role at responsAbility

  • Regional Finance and Corporate Manager in the Corporate Center team
  • Responsible for finance, HR, legal, and IT at PlaNIS responsAbility SAS
  • Coordinating Corporate Center issues in Paris

Professional Background

  • Earned an MSc in Management at Audencia Nantes School of Management and a bachelor’s degree in Economics at the University of Paris
  • Worked as an external auditor for PwC in Paris, specialized in financial institutions
  • Worked as a credit analyst for BNP Paribas in the Netherlands, for corporate clients in the energy sector
  • Fluent in English, Spanish, and French

Pauline Raude Hérisson
Chief Financial Officer
PlaNIS responsAbility SAS
Carola Hug, Junior Research Analyst/ Equity Administration

Role at responsAbility

  • Junior Research Analyst/ Equity Administration in the Research and Microfinance Equity teams
  • In charge of topic-related research for publications or internal use within the Research team
  • Responsible for fund administration and reporting, as well as investee performance monitoring within the Microfinance Equity team

Professional Background

  • Earned a master’s degree in Management and Economics from the University of Zurich
  • Gained experience in the microfinance sector during a part-time job in the responsAbility Relationship Management and Marketing & Communications teams
  • Fluent in German and English; basic French

Carola Hug
Junior Research Analyst/ Equity Administration
Simon Hummel, Portfolio Management

Role at responsAbility

  • Portfolio Management in the Fund Management Team
  • Responsible for the management of the investment pipeline and the risk management of responsAbility's microfinance and fair trade investments
  • Execution and hedging of microfinance, fair trade, and private equity deals

Professional Background

  • Earned a Bachelor of Business Administration (BBA) degree with special focus on Controlling from the University of Applied Sciences Northwestern Switzerland FHNW, spent a semester abroad at Universitat Autònoma de Barcelona, Spain
  • Completed a commercial apprenticeship with a professional baccalaureate certificate at Aargauische Kantonalbank, followed by a one-year position as client advisor for the bank
  • Gained further experience while working for Fraud Investigation & Dispute Services at Ernst & Young
  • Fluent in German and English; competent in French; basic Italian and Spanish

Simon Hummel
Portfolio Management
Camille Huret, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer for investments in Tajikistan and Kyrgyzstan
  • Responsible for originating and analyzing microfinance investments and transactions in that region
  • Conducting due diligences with MFIs

Professional Background

  • Holds a master’s degree in Management Sciences from EMLYON Business School in France, with a specialization in finance and entrepreneurship
  • Has over three years’ experience in the microfinance industry
  • Has some auditing experience
  • Worked over three years for BNP Paribas in various positions where she gained experience in the energy and commodities sectors
  • Fluent in French, English, Spanish, and Portuguese

Camille Huret
Senior Investment Officer
Stefan Issler, Senior Investment Officer

Role at responsAbility

  • Investment Officer in the Debt Investment team
  • In charge of originating and analyzing microfinance investments and transactions in sub-Saharan Africa
  • Specialist on microinsurance topics

Professional Background

  • Completed the master’s degree program in Development and Cooperation (NADEL) at ETH Zurich; studies included designing and heading a microinsurance project in Bolivia
  • Earned a master’s degree in Economics, majoring in Empiric Economic Research and Econometrics, from the University of Zurich
  • Gained useful experience and know-how as a risk analyst at Swiss Re
  • Fluent in German, English, Spanish, and Portuguese; competent in French

Stefan Issler
Senior Investment Officer
Ulli Janett, Senior Marketing & Communications Manager

Role at responsAbility

  • In charge of corporate publications and newsletters
  • Responsible for media relations, corporate design, and corporate identity

Professional Background

  • Graduated from the University of Zurich as lic. phil. I (MA) in Japanese Studies, Latin American Literature, and Spanish Linguistics
  • Held various corporate communications positions in international corporations
  • Has experience in publications, media relations, newsletters, internal communications, events, crisis communication, Web projects, etc.
  • Worked for DKSH, The Nuance Group, SAirGroup, Swissair
  • Fluent in German, English, Spanish, French, Italian, Portuguese, and Japanese

Ulli Janett
Senior Marketing & Communications Manager
Julia Karrasch, Fund Operations

Role at responsAbility

  • Responsible for fund operations in the Fund Management team
  • In charge of the coordination and execution of incoming and outgoing payments
  • Responsible for the microfinance investment pipeline for Central Asia, as well as FX hedging

Professional Background

  • Earned a Bachelor of Arts degree in Finance and Credit from Plekhanov Russian University of Economics
  • Studied one semester abroad at Gothenburg School of Economics and Commercial Law
  • Pursued advanced studies of Economics at the Dresden University of Technology
  • Gained professional experience in the banking sector while working at Raiffeisenbank Moscow and Citibank Moscow
  • Fluent in German, English, and Russian; basic Italian and French

Julia Karrasch
Fund Operations
Vitus Käufeler, Legal Counsel

Role at responsAbility

  • Legal Counsel in the Legal & Compliance department
  • Providing legal advice regarding Swiss legislation
  • Responsible for corporate or product publications and presentations
  • In charge of analyzing new or amended Swiss regulations, tax-related matters, and implementation of internal guidelines

Professional Background

  • Holds a master's degree in Law from the University of Zurich
  • Gained experience in the microfinance sector during a part-time job at responsAbility's Fund Management department during his studies
  • Worked over six years in the Institutional Clients department of Credit Suisse Asset Management
  • Fluent in German and English; proficient in French

Vitus Käufeler
Legal Counsel
Vassilios Ketsentzis, Senior Legal Counsel

Role at responsAbility

  • Legal Counsel in the Legal & Compliance department
  • Providing legal advice to the various internal departments of responsAbility, especially regarding Luxembourg or other European law, with a particular focus on the management of new and ongoing investments

Professional Background

  • Completed his legal education in Munich, Amsterdam, and Brussels
  • Has worked in the asset management sector in Luxembourg and Zurich since 2008
  • Fluent in English, German, French, Spanish, Dutch, and Greek; basic Italian

Vassilios Ketsentzis
Senior Legal Counsel
Jürg Kohler, Senior Relationship Manager

Role at responsAbility

  • In charge of client relationship management and product sales
  • Responsible for investors in Germany and Austria as well as for special relationships in Switzerland

Professional Background

  • Served an apprenticeship in banking at UBS
  • Earned a bachelor’s degree in Business Administration from a private business school
  • Held various leading positions at banks in foreign exchange, loans, and private banking departments
  • Is a cofounder and partner of a Swiss advisory firm
  • Fluent in German and English

Jürg Kohler
Senior Relationship Manager
Vivian Kotun, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer for the Microfinance Debt and Ventures team
  • In charge of sourcing, conducting due diligences, executing transactions, and monitoring the portfolio in the area of microfinance as well as in other fields of social investment, such as healthcare and education

Professional Background

  • Holds a master’s degree in Business Administration from the Wharton School and a master’s degree in International Business from ESC Grenoble, France, as well as an undergraduate degree in Industrial Engineering from INTEC in the Dominican Republic
  • Worked for several years with Deutsche Bank’s global social investment funds, focusing on microfinance; has also been involved in projects in other fields of social investment, such as healthcare
  • Fluent in Spanish, English, and French

Vivian Kotun
Senior Investment Officer
Maria Dolores Lamas, Senior Relationship Manager

Role at responsAbility

  • Senior Relationship Manager
  • Heading the Distributors and Private Clients team

Professional Background

  • Gained over 25 years’ experience in the financial industry, in investment banking, asset management, and private banking
  • Worked as a managing director at Credit Suisse, as Head of Financial Products and Investment Advisory,and was responsible for the selection, sourcing, structuring, and distribution of investment products to the global private banking client community
  • Previously worked as Global Head of Product Sales at Credit Suisse
  • Certified equity trader at SIX Swiss Exchange
  • Studied Sociology and Political Science at the University of Massachusetts Amherst, attended the Zurich Interpreters’ School
  • Fluent in Spanish, English, German, Italian, and French; basic Portuguese

Maria Dolores Lamas
Senior Relationship Manager
André Lottersberger, Senior Legal Counsel

Role at responsAbility

  • Senior Legal Counsel in the Legal & Compliance department
  • Primarily responsible for legal aspects of private equity investments in SMEs and microfinance institutions in developing countries and emerging markets
  • In charge of covering legal aspects of debt investments in the microfinance and fair trade sector

Professional Background

  • Studied law at the University of Zurich (lic. iur.) and the University of Cape Town in South Africa (LL. M.), and was admitted to the bar in Switzerland as an attorney-at-law
  • Worked several years as a lawyer in commercial law firms
  • Gained seven years’ experience as a legal counsel in the International Wealth Management division of UBS in Zurich and Singapore
  • Completed LGT Venture Philanthropy’s iCats Fellowship Program and gained field experience while working as a legal/strategy consultant at a social enterprise in South Africa for one year
  • Fluent in English and German; good command of French; basic Spanish

André Lottersberger
Senior Legal Counsel
Vanessa Maruccia, Senior Marketing & Communications Manager

Role at responsAbility

  • Responsible for all sponsoring activities, including conferences and events worldwide
  • In charge of promotional activities and product publications

Professional Background

  • Earned a Swiss federal diploma in Marketing Planning
  • Has years of marketing experience in the financial industry
  • Headed the Marketing and Event team of a British private bank in Zurich
  • Fluent in German, Italian, English, Spanish, and French

Vanessa Maruccia
Senior Marketing & Communications Manager
Katherine Montalvo, Investment Officer

Role at responsAbility

  • Investment Officer at the Lima local office
  • Setting up business relations with cooperatives and agricultural value-chain organizations in Latin America
  • Carrying out due diligence, financial analyses, as well as scoring and credit-risk evaluations of clients
  • Responsible for investment memorandum elaboration and participating in the investment committee
  • In charge of transaction management as well as structuring and monitoring of credits

Professional Background

  • Earned a degree in Industrial Engineering and a diploma in Corporate Finance
  • Completed a two-year internship at different companies: industry, development, bank, and insurance sector
  • Gained experience in the microfinance sector as a business-banking functionary working with small enterprises
  • Fluent in English, Spanish, and French

Katherine Montalvo
Investment Officer
Oliver Müller, Head Fund Reporting

Role at responsAbility

  • Fund Reporting in the Fund Management Team
  • Responsible for various reporting tasks for external and internal stakeholders
  • Provision and conversion of data for decision-making committees

Professional Background

  • Earned a Bachelor of Science degree in Business Administration from the University of Applied Sciences Northwestern Switzerland FHNW, spent a semester abroad in Madrid, Spain, as an Erasmus student
  • Worked for five years in several departments of Aargauische Kantonalbank
  • Gained relevant experience while working in the Reporting & Controlling department of a major Swiss travel agency
  • Fluent in English and German; intermediate in Spanish and French

Oliver Müller
Head Fund Reporting
Thomas Müller, Head Portfolio Management

Role at responsAbility

  • Portfolio Management in the Fund Management Team
  • Responsible for the management of the investment pipeline and the risk management of responsAbility's microfinance and fair trade investments
  • Execution and hedging of microfinance, fair trade, and private equity deals

Professional Background

  • Is a Certified International Investment Analyst (CIIA)
  • Has eleven years' experience in equity finance and co-headed the Equity Securities Lending & Financing team at UBS AG
  • Fluent in German, English, and Spanish

Thomas Müller
Head Portfolio Management
Daniel Ndegwa, Senior Investment Officer

Role at responsAbility

  • Investment Officer in the Fair Trade and Sustainable Agribusiness team
  • Responsible for business and industry due diligence, transaction origination, and monitoring of portfolio investments in Sub-Saharan Africa
  • Preparing of documentation for internal processes

Professional Background

  • Earned an MBA in Finance and a BSc in Economics, and is currently pursuing Level 3 of the CFA program
  • Gained over seven years’ experience in corporate and project finance in the emerging African markets
  • Recently worked for several years at the International Finance Corporation (IFC)
  • Was responsible for the coordination of transaction teams in the origination, structuring, credit analysis, negotiation, disbursement, and monitoring within the agribusiness, manufacturing, and services sectors in Sub-Saharan Africa
  • Fluent in English and Swahili

Daniel Ndegwa
Senior Investment Officer
Mariangela Pensa, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer for investments in the Middle East and North Africa (MENA)
  • Responsible for originating and analyzing investments and transactions in that region

Professional Background

  • Earned an MSc in Development Economics from the School of Oriental and African Studies SOAS, University of London, and a degree in Economics and Russian from Queen Mary and Westfield College, University of London
  • Gained over six years’ experience in the microfinance industry
  • Worked as a microfinance officer at Oikocredit, in charge of portfolio management in Caucasia
  • Worked as a project manager and a consultant for different consulting companies in Spain in the field of microfinance and development cooperation
  • Fluent in Italian, English, Spanish, and French

Mariangela Pensa
Senior Investment Officer
Béatrice Pradel, Senior Investment Officer

Role at responsAbility

  • Senior Investment Officer for investments in Mongolia, China, the Philippines and Cambodia
  • Responsible for originating and analyzing microfinance investments and transactions in that region
  • Conducting due diligences with MFIs

Professional Background

  • Earned an MA in Management and Economics from the School of Business and Management (ESCEM) in France, and Osnabrück University, Germany
  • Specialized in the areas of Central and Eastern Europe
  • Held various positions in investment banking in London as an investment and credit analyst
  • Has over three years’ experience in microfinance
  • Fluent in French and English; competent in German

Béatrice Pradel
Senior Investment Officer
Antoine Prédour, Investment Officer

Role at responsAbility

  • Investment Officer for microfinance and fair trade debt investments in Caucasus region
  • Responsible for originating and analysing transactions in that region
  • Conducting due diligences with MFIs and fair trade organisations

Professional Background

  • Earned an MSc in Business Engineering and a European Master in Microfinance (EMP Solvay Business School, Brussels)
  • Graduated as CIIA (Certified International Investment Analyst)
  • Completed a four-month internship with Red Financiera Rural in Quito
  • Eight years' experience in listed equity investment at BNP Paribas Asset Management Paris and ING Equity Markets Brussels
  • Fluent in French, and English; good command of Spanish and Dutch

Antoine Prédour
Investment Officer
Ines Radnic, Fund Operations

Role at responsAbility

  • Fund Operations in the Fund Management Team
  • In charge of the coordination and execution of incoming and outgoing payments
  • Responsible for the fair trade investment pipeline, FX hedging, cash management, fund accounting, and the monitoring of investment guidelines
  • Support of the trainee recruitment process at responsAbility

Professional Background

  • Currently studying Business Administration at the FFHS University of Applied Sciences
  • Completed a commercial apprenticeship at responsAbility
  • Completed a three-year program at a school of professional education (Fachmittelschule), specializing in Communications and Media
  • Fluent in English and German; competent in French and Croatian; learning Spanish

Ines Radnic
Fund Operations
Juan Ramos, Controlling and Reporting Manager

Role at responsAbility

  • Controlling and Reporting Manager in the Credit Risk Management department
  • In charge of the MFIs’ financial monthly reporting process
  • Checking the comprehensiveness and consistency of financial information provided by the MFIs
  • Responsible for the database management (uploading and updating of data) in the rA Investment Cockpit (ICP) software
  • Developing, supporting, and implementing the use of ICP in the company

Professional Background

  • Qualified as a marine biologist and holds a master’s degree in Economics, Sustainable Development, and Environment (Charles de Gaulle University – Lille III, France)
  • Gained several years’ experience in the field of business management (private industry and agribusiness)
  • Worked as a researcher at EAFIT University in the Marine Science department
  • Fluent in Spanish, French, and English

Juan Ramos
Controlling and Reporting Manager
Scott Richards, Senior Credit Risk Manager

Role at responsAbility

  • Credit Risk Manager in the Credit Risk Management team
  • Responsible for comprehensive credit analysis of debt transactions with microfinance institutions in Eastern Europe, Russia, the Caucasus, and Central Asia
  • Monitoring of economic and market conditions in the above-mentioned regions to assess emerging risks, in cooperation with Investment Officers and Research

Professional Background

  • Gained an MSc in Financial Economics from the University of Oxford
  • Has more than five years’ experience in investment banking and capital markets, with a focus on emerging markets
  • Has more than five years’ experience in development and microfinance
  • Native English; fluent in Spanish, Russian, and Polish; working knowledge of Italian and Quechua (Bolivian)

Scott Richards
Senior Credit Risk Manager
Daniel Ringler, Senior Relationship Manager

Role at responsAbility

  • In charge of client relationship management and product sales
  • Responsible for investors in the French-speaking part of Switzerland and Luxembourg

Professional Background

  • Earned a degree in Business Administration from the Pontifícia Universidade Católica do Rio de Janeiro
  • Cofounded a non-profit social program in disadvantaged communities of Rio de Janeiro and was certified as a social entrepreneur by the Shell International Entrepreneurship program in 2002
  • Worked in the financial industry in Brazil and in the international wealth management sector with Banco Santander and Lloyds Bank in Switzerland
  • Fluent in French, English, Portuguese, and Spanish

Daniel Ringler
Senior Relationship Manager
Marco Rosini, Head Sustainable Agri-Business

Role at responsAbility

  • Coordinating the overall approach on topics related to fair trade, sustainable agri-business, and their short- and long-term financing, at a worldwide level
  • Establishing business relations with agricultural producers and trade organizations as part of the origination strategy throughout the entire value chain
  • Interacting with the credit risk management, investment committee, and transaction management within responsAbility to implement transactions
  • Monitoring global and regional market trends for different commodities in which responsAbility has active and potential investments

Professional Background

  • Earned a degree in Finance and Business Administration from the University of Venice, Italy, and took part in an exchange program of the ESCP business school in France
  • Gained nearly 20 years’ professional experience in the banking industry
  • Worked for six years at Le Crédit Lyonnais (LCL)
  • Acted as director for the commodity finance department of Société Générale, where he was in charge of structured transactions of soft commodities, such as cotton, cocoa, coffee, sugar, and fertilizers, in Africa, the Middle East, and Asia
  • Took part in a credit-rating project for fair-trade-producer organizations sponsored by Max Havelaar France and the Fairtrade Labelling Organization (FLO) during a sabbatical
  • Fluent in Italian, English, Spanish, French, and Portuguese

Marco Rosini
Head Sustainable Agri-Business
Antonia Schaeli, Senior Investment Officer

Role at responsAbility

  • In charge of sourcing, conducting due diligences, executing transactions, and monitoring the portfolio for the responsAbility Ventures I fund
  • Specializing in social investments in renewable energy, ICT, and the agricultural value chain

Professional Background

  • Earned an MSc in Economics at the University of Bern (also spending a year as an undergraduate at the London School of Economics and Political Science), and completed her postgraduate studies in International Relations at the Johns Hopkins University
  • Has been a CFA charter holder since 2009
  • Worked for six years in the field of private sector development with the Economic Cooperation and Development Division of the State Secretariat for Economic Affairs (SECO)
  • Promoted global dialogue between corporations at the World Economic Forum
  • Fluent in German, English, French, and Italian

Antonia Schaeli
Senior Investment Officer
Claudia Schönbächler, Office Manager

Role at responsAbility

  • Responsible for administrative and organizational tasks, such as assisting the Management Board
  • Providing administrative assistance to the Accounting department

Professional Background

  • Completed an apprenticeship program in Business and obtained her professional maturity; formerly worked as a painter
  • Gained experience for her current tasks as a long-term assistant at Dow Europe GmbH in Horgen
  • Fluent in German and English; competent in French

Claudia Schönbächler
Office Manager
Raffaela Schumacher, Relationship Manager

Role at responsAbility

  • In charge of client relationship management and product sales
  • Responsible for institutional clients in the French-speaking part of Switzerland and Europe

Professional Background

  • Studied International Relations at the University of Geneva (IUHEID), followed by postgraduate studies in Economics at the College of Europe in Bruges, Belgium
  • As an economist, she co-authored a study that highlighted the push and pull factors of international capital flows between developing and industrialized economies
  • Has several years’ experience in the wealth management industry, mainly at Credit Suisse, where she worked as a relationship manager for ultra-high-net-worth individuals, and prior to that as a consultant in a family office
  • Fluent in French, English, and German; good command of Spanish

Raffaela Schumacher
Relationship Manager
Suhasini Singh, Investment Officer

Role at responsAbility

  • Investment Officer in the Microfinance Debt and Fair Trade teams
  • In charge of sourcing, conducting due diligences, executing transactions, and monitoring the portfolio in the areas of microfinance and fair trade/sustainable agriculture in South Asia

Professional Background

  • Holds a master’s degree in Business Administration from T A Pai Management Institute, Manipal, India
  • Has over five years’ experience in the microfinance industry, with a focus on raising debt capital for Indian microfinance institutions and providing debt and philanthropic capital to institutions in South and Southeast Asia
  • Gained over five years’ experience in investment banking, focused on cross-border mergers and acquisitions as well as private equity syndication for clients in the IT services, energy, manufacturing, and financial services sectors
  • Fluent in English and Hindi

Suhasini Singh
Investment Officer
Nancy Sommer, Senior Credit Risk Manager

Role at responsAbility

  • Credit risk assessment of investments in microfinance and fair trade
  • Monitoring of investments and controlling of critical situations, in coordination with the Investment Officers
  • Responsible for the social performance management of investments - rADER implementation and monitoring
  • responsAbility representative in the Management Board of the Rating Initiative

Professional Background

  • Studied in Germany and Australia, holds a diploma in Business Administration and International Management
  • Has over seven years' experience in microfinance in Latin America, Africa, and South-Eastern Europe, with two years' hands-on experience in branch network expansion and branch management in Africa
  • Fluent in German, English, and Portuguese; good command of Spanish; basic French

Nancy Sommer
Senior Credit Risk Manager
Susan Stucki, Senior Management Support/Projects

Role at responsAbility

  • Senior management support (C-level executives)
  • Managing and planning various projects

Professional Background

  • Has over 9 years’ experience in institutional marketing and sales for various financial products including alternative investments (private equity, hedge funds)
  • Served institutional clients in the USA, Canada, and Europe
  • Worked as Director of Marketing & Research at Stable Capital Advisors (private equity placement agency, Canada) and as a marketing manager at Lombard Odier in Zurich; started her career at UBS in Zurich
  • Earned a business diploma and is a qualified marketing specialist, successfully completed a management course at the University of Stanford (California, USA) and the UBS-certified two-year traineeship program for college graduates (Zurich, CH)
  • Studied economics at the University of Zurich
  • Fluent in German and English; competent in French; basic Mandarin

Susan Stucki
Senior Management Support/Projects
Philippe Sudan, Senior Relationship Manager

Role at responsAbility

  • In charge of client relationship management and product sales
  • Responsible for institutional investors in Switzerland and the Netherlands

Professional Background

  • Graduated from the University of St. Gallen (HSG) and holds a degree in Business Administration (lic. oec. HSG)
  • Earned the designation of a CFA Charterholder in 2007
  • Worked for over six years as an equity derivatives salesperson at Nomura and Lehman Brothers
  • Fluent in German, English, French, and Spanish

Philippe Sudan
Senior Relationship Manager
Zinaida Vasilenko, Investment Officer

Role at responsAbility

  • Investment Officer for investments in Central Asia and Russia
  • Responsible for originating and analyzing microfinance investments and transactions in that region
  • Conducting due diligences and portfolio monitoring with MFIs

Professional Background

  • Graduated from L’Institut d’Etudes Politiques de Paris (Science Po Paris) and Moscow State Institute of International Relations, holds a master’s degree in Finance and International Business, and Political Economy
  • Has nearly five years’ experience in the microfinance industry
  • Gained further professional experience in country risk analysis, macroeconomic analysis, and research in the field of international economic relations
  • Fluent in Russian, French, English, and Ukrainian

Zinaida Vasilenko
Investment Officer
Pierre-Olivier Wasem, Head IT

Role at responsAbility

  • Head IT in the Corporate Center department
  • Responsible for IT and telephony infrastructure in all responsAbility locations
  • Ensuring operational IT stability and security, defining and enforcing IT strategy and IT project management

Professional Background

  • Earned a bachelor’s degree in Business Administration with a major in Accounting and Controlling
  • ITIL-V3-certified
  • Has been working as an IT systems engineer in the finance and insurance sectors since 1984
  • Gained professional experience in various IT areas such as software development, database design, IBM mainframe system programming, project management, ITIL, etc.
  • Fluent in English, German, and French

Pierre-Olivier Wasem
Head IT
Vivian Wegelin, Fund Operations

Role at responsAbility

  • Fund Operations in the Fund Management Team
  • Responsible for the coordination and execution of incoming and outgoing payments
  • Hedging and monitoring of FX positions

Professional Background

  • Earned a Bachelor of Science degree in Business Administration from the Zurich University of Applied Sciences (ZHAW), spent a semester abroad in England as an Erasmus student
  • Completed a three-year apprenticeship at the Swiss National Bank in Zurich, followed by a one-year position as a junior clerk
  • Gained further experience in the financial sector while working at a Swiss private bank as assistant to two investment managers
  • Fluent in English and German; competent in French and Spanish

Vivian Wegelin
Fund Operations
Fred Werneck, Head Ventures I

Role at responsAbility

  • Fund manager of responsAbility Ventures I
  • In charge of sourcing, conducting due diligences, executing transactions, and monitoring the portfolio for the responsAbility Ventures I fund
  • Responsible for equity and quasi-equity deals in microfinance and SME financing

Professional Background

  • Earned a degree in Economics from the Ibmec Business School in Brazil and an MBA from the London Business School
  • Gained six years’ experience in investment banking (mergers and acquisitions) in Latin America in various industries, working for Dresdner Kleinwort and Rio Bravo Investimentos
  • Spent one and a half years leading carbon-credit-related investments for Climate Change Capital in sub-Saharan Africa, Latin America, and the USA
  • Native Portuguese; fluent in English, Spanish, and French; learning German

Fred Werneck
Head Ventures I
Julia Wicklein, Relationship Manager

Role at responsAbility

  • In charge of client relationship management and product sales
  • Responsible for institutional investors in Germany and partially Switzerland

Professional Background

  • Holds a master’s degree in European Business and a bachelor’s degree in International Relations
  • Worked as a product manager for Partners Group AG, Zug
  • Completed a three-month internship with the United Nations Development Programme in Belgrade, Serbia
  • Fluent in English, German, and Spanish

Julia Wicklein
Relationship Manager
Mirjam Wild, Product Manager

Role at responsAbility

  • Product Manager in the Relationship Management team
  • Responsible for various product and client related projects

Professional Background

  • Has more than ten years professional experience in marketing and communications in the financial industry, for the most part in the field of sustainable investments at SAM Sustainable Asset Management
  • Established the marketing department of a Swiss asset management company and has expert knowledge in the areas of corporate and product publications, investor relations, and corporate events
  • Earned a degree in Business Administration (Kalaidos University of Applied Sciences Switzerland) with a major in Marketing
  • Fluent in German, English, French, and Italian

Mirjam Wild
Product Manager
Huiwen Wu, Credit Risk Manager

Role at responsAbility

  • Responsible for credit risk assessment of debt transactions with microfinance institutions
  • Monitoring of investments and controlling of critical situations, in coordination with the Investment Officers

Professional Background

  • Started working in microfinance in 2008
  • Gained field experience as an investment officer in charge of microfinance debt investments in emerging countries
  • Gained specific knowledge about the Chinese microfinance market by participating in the China Microfinance Fund project in the scope of the Microfinance Initiative for Asia, and by assisting several rating missions in mainland China during 2011
  • Completed a six-month internship in private equity
  • Holds a bachelor’s degree in Business Administration from ESSEC Business School in France and Tongji University in China
  • Fluent in Mandarin, English, and French

Huiwen Wu
Credit Risk Manager
 
 
  Lehrlinge
 
Janosch Bertoli, Apprentice

Role at responsAbility

  • Serving his apprenticeship at responsAbility
  • Specializing in Services & Administration
  • Gaining experience through working in various departments, such as Relationship Management and Marketing & Communications

Professional Background

  • Attended the secondary school in Oberentfelden
  • Completed the tenth school year in 2010
  • Fluent in German; competent in French and English

Janosch Bertoli
Apprentice
Daniel Schmid, Apprentice

Role at responsAbility

  • Serving his apprenticeship at responsAbility
  • Specializing in Services & Administration
  • Gaining experience through working in various departments, such as Corporate Services, Relationship Management, Marketing & Communications, and Fund Management

Professional Background

  • Attended the secondary school, profile A, in Nänikon-Greifensee
  • Intends to obtain his Swiss certificate of qualification in the spring of 2013
  • Fluent in German and English; competent in French; basic Twi (a dialect of Akan, Ghana)

Daniel Schmid
Apprentice
Joisy Silva de Oliveira, Apprentice

Role at responsAbility

  • Serving her apprenticeship at responsAbility, specializing in services and administration
  • Gaining experience through working in various departments, such as Corporate Services, Relationship Management, Marketing & Communications, Legal & Compliance, Credit Risk, and Fund Management

Professional Background

  • Attended secondary school, profile A, in Zurich
  • Completed the tenth school year in 2009
  • Graduated from a vocational integration program (gap year) in 2010
  • Fluent in German and Portuguese; competent in English and French; good knowledge of Spanish

Joisy Silva de Oliveira
Apprentice
Alexander Tsasakos, Apprentice

Role at responsAbility

  • Serving his apprenticeship at responsAbility, specializing in services and administration
  • Gaining experience through working in various departments, such as Corporate Services, Relationship Management, Marketing & Communications, Legal & Compliance, Credit Risk, and Fund Management

Professional Background

  • Attended secondary school, profile A, in Zurich, which he completed in 2012
  • Fluent in German and Greek; competent in English and French

Alexander Tsasakos
Apprentice
 
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